What Are Agentic Payments? How AI Agents Are Rewriting the Rules of Crypto Transactions

Suggested URL Slug: /blog/what-are-agentic-payments/ What Are Agentic Payments? How AI Agents Are Rewriting the Rules of Crypto Transactions

Key Takeaways Agentic payments are autonomous financial transactions initiated, signed, and finalized by artificial intelligence agents operating under programmatic boundaries without manual human authorization. Legacy banking and card rails fail to support machine execution because they depend on government identification, identity KYC, chargebacks, and multi-day settlement schedules. Blockchain infrastructure provides the prerequisite rails for machine-to-machine […]

Understanding Global Crypto Payments Market In 2026: A Guide For Exchanges And Custodians

crypto payments

Key Takeaways Crypto card spending has expanded more than 15x since 2023 (reaching an ~$18B annualized run rate), signaling that end-user transaction demand is outpacing traditional payment processor readiness. Rather than requiring merchants to deploy new point-of-sale (POS) hardware, leading programs settle stablecoins over existing Visa and Mastercard networks—giving users instant access to over 175 […]

The Dual-Rail Payment Era: How AI Agents Are Reshaping Institutional Crypto Infrastructure

AI agents splitting commerce into cards and stablecoins

Key Takeaway Visa and Artemis reveal that AI agents split commerce into two distinct rails—traditional credit card networks for human-scale macro-commerce (travel, retail) and low-cost stablecoins on high-throughput blockchains for autonomous machine-to-machine (M2M) micro-commerce (sub-dollar API calls, compute sourcing).  Legacy 30-day card chargebacks and frameworks like MiCA fail at machine speed. Autonomous agents executing thousands […]

Stablecoins Left the Pilot Stage: What Hyundai, Lawson, and SBI Reveal About Settlement Infrastructure

Enterprise Stablecoin Settlement: Hyundai, SBI & Lawson Case Studies

Key Takeaways Corporate stablecoin adoption has moved past pilots into production, cutting cross-border enterprise settlement windows from hours down to 7 minutes.  Institutional deployments target specific architectural layers—wholesale treasury, full-stack infrastructure, retail point-of-sale (POS), and bank-issued stablecoins—rather than monolithic systems. Enterprise capital is shifting away from speculative token exposure and directly into operational plumbing—distribution, risk […]

7 Best Crypto Debit Cards

6 Best Crypto Debit Cards

Spending crypto on your morning coffee? It’s not a futuristic dream, it’s a reality. As digital assets become more integrated into our daily lives, a new wave of financial tools is bridging the gap between crypto and traditional commerce. Crypto debit cards are at the forefront of this revolution, linking your crypto wallet directly to […]

How Programmable Smart Contracts Automate Complex Supply Chain Milestone Payments

How Programmable Smart Contracts Automate Complex Supply Chain Milestone Payments

Key Takeaways Traditional milestone payments are severely delayed by fragmented supply chain data and rigid settlement rails, trapping immense working capital. As global trade scales in complexity, manual cross-system reconciliations often trigger blanket payment freezes over minor invoice disputes. Programmable smart contracts bridge this gap by automatically verifying data feeds and instantly releasing funds the […]

The End of Weekend FX Risk: On-Chain Settlement for 24/7 Operations

On-Chain Settlement for 24/7 Operations

Key Takeaways The weekend execution halt is a structural flaw in traditional finance that blockchain-native atomic settlement directly resolves. On-chain FX infrastructure facilitates 24/7/365 settlement, sub-second finality, and continuous liquidity access, bypassing rigid banking schedules.  Cryptographic Payment-versus-Payment (PvP) settlement guarantees that both legs of a foreign exchange trade execute simultaneously or fail entirely. Beyond mitigating […]

How businesses simplify transactions by setting up a Crypto Payment Gateway

how business simplify transaction with crypto payment gateway

A few years ago, many companies viewed cryptocurrency as a niche trend. Today, it is increasingly becoming a mainstream payment option, especially for online businesses serving international customers. One reason is that traditional payment methods are often slower, more costly, and involve additional unnecessary steps. Bank transfers can take several days to process. Card payments […]

Real-Time Settlement: The Ecosystem of Banks and Networks Powering Crypto Cards

Real-Time Settlement: The Ecosystem of Banks and Networks Powering Crypto Cards

Key Takeaways Crypto card programs rely on a highly coordinated, multi-layered ecosystem involving payment networks (Visa/Mastercard), licensed sponsor banks, and digital asset platforms. As digital asset companies lack banking charters, they deploy BIN Sponsorship to gain compliant, legal access to legacy payment rails. The sponsor bank acts as the regulatory issuer of record, while the […]

Tether’s USDT: The Digital Dollar Powering Trillions in Global Finance

What Is USDT? A Complete Guide to Tether and How It Works

In Q4 2025, Tether’s USDT reached a record market capitalization of $187.3 billion, adding $12.4 billion in a single quarter while facilitating more than $4.4 trillion in on-chain transfers. Today, Tether holds roughly 59% of the total stablecoin market, with Tether and USDC together accounting for approximately 93% of all stablecoin capitalization. That scale makes […]

Ooi Sang Kuang

Chairman, Non-Executive Director

Mr. Ooi is the former Chairman of the Board of Directors of OCBC Bank, Singapore. He served as a Special Advisor in Bank Negara Malaysia and, prior to that, was the Deputy Governor and a Member of the Board of Directors.

ChainUp: Leading Provider of Digital Asset Exchange & Custody Solutions
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.